Welcome to shartbandiparsi – a trusted platform where integrity, safety, and transparency are core values. At https://shartbandiparsi.com, we are fully committed to maintaining the highest standards of security and compliance in accordance with international laws and regulatory guidelines.
This document outlines our Anti-Money Laundering (AML) and Know Your Customer (KYC) policies, designed to prevent fraudulent activities and ensure full transparency between the platform and our users.
🎯 Policy Objectives
Our AML & KYC policy is designed to:
- Prevent the use of our platform for money laundering or illegal financial activity.
- Verify the identity of all users through a secure multi-step process.
- Protect users from identity theft, fraud, and financial crime.
- Comply with international standards, including EU Directives and global AML protocols.
🔍 What Is Money Laundering?
Money laundering is the process of disguising the origin of funds obtained through illegal means. It typically involves transferring money through a complex sequence of banking or commercial transactions in order to make the money appear legitimate.
Money laundering includes, but is not limited to:
- The transfer or conversion of property, knowing it was obtained from criminal activity.
- The concealment of the origin, ownership, or destination of illegally obtained funds.
- The acquisition or possession of property, knowing it is derived from illegal activities.
- Participation in or facilitation of any of the above activities.
These activities are illegal in most jurisdictions, regardless of whether the original crime occurred in the same country or elsewhere.
📜 Legal Compliance
shartbandiparsi strictly follows AML regulations including:
- EU Directive 2015/849 on the prevention of money laundering and terrorist financing.
- EU Regulation 2015/847 on fund transfer information.
- Various international sanctions and trade restrictions.
- National AML laws applicable to financial platforms.
🧍 Know Your Customer (KYC)
The KYC policy ensures that only verified users can participate in financial transactions. The process includes a three-step verification system based on transaction volume and risk level.
✅ Step 1 Verification – Mandatory for All Users
Required before any withdrawals can be made. Users must provide:
- Full name
- Date of birth
- Gender
- Country of residence
- Complete address
✅ Step 2 Verification – Transactions Above $2,000
Users must upload:
- A valid government-issued ID (passport, national card, or driver’s license)
- A handwritten note showing a six-digit randomly generated number next to the ID
- A selfie holding the ID
Automated systems will verify the information provided in Step 1. If automated checks fail, proof of residence (e.g., utility bill or government letter) will be requested.
✅ Step 3 Verification – Transactions Above $5,000 or Transfers Over $3,000
Users must submit proof of the source of their funds. Acceptable documents include:
- Business ownership documentation
- Employment income proof
- Inheritance certificate
- Investment records
- Family support declaration
Until this verification is complete, all financial operations will be temporarily suspended.
🏠 Proof of Address
If automatic address verification fails, users must upload one of the following:
- Utility bill (electricity, gas, water)
- Recent bank statement
- Official government-issued mail
The document must be clear, readable, and show all four corners.
🌍 Country-Based Risk Management
| Risk Level | Description | Verification Thresholds |
|---|---|---|
| Low-Risk Countries | Standard KYC procedures apply. | Step 2 at $2,000 / Step 3 at $5,000 |
| Medium-Risk Countries | Higher fraud risk, adjusted thresholds. | Step 2 at $1,000 / Step 3 at $2,500 |
| High-Risk Countries | Restricted access or complete ban. | Access denied |
🔄 Deposit & Withdrawal Method Matching
Users are required to use the same method for withdrawals as used for deposits. This prevents third-party money routing and improves financial security.
📡 Transaction Monitoring
All transactions on shartbandiparsi.com are monitored through:
- Automated AI systems that flag suspicious behavior.
- Compliance Officer (AMLCO) oversight to validate system results.
- Manual reviews of high-risk or flagged accounts.
Patterns that may trigger investigation include:
- High deposits without betting activity
- Currency changes or nationality switches
- Multiple accounts using the same payment method
- Deposits followed by immediate withdrawals
🚨 Suspicious Transactions & Reporting
shartbandiparsi.com has strict internal protocols for identifying and reporting suspicious activity. If a transaction cannot be clearly linked to a legal source of funds, or if user behavior deviates significantly from the established profile, the following actions will be taken:
- The transaction will be flagged and paused for review.
- The Compliance Officer (AMLCO) will assess the situation.
- If deemed suspicious, a report will be filed with the relevant Financial Intelligence Unit (FIU).
- In extreme cases, user access may be suspended and legal authorities contacted.
All staff members are trained to immediately report any unusual activity they observe.
🧾 Record Retention Policy
In accordance with international AML laws and industry best practices, shartbandiparsi.com maintains all user data and transaction records securely for a minimum period of:
- 10 years after a business relationship ends.
- 10 years following the date of the last recorded transaction.
All records are stored in encrypted, secure environments (both online and offline) and are not shared unless legally required.
🎓 Staff Training & Internal Audits
We invest in ongoing staff training to ensure compliance with the latest AML regulations. Training includes:
- Mandatory onboarding sessions for all new hires.
- Annual refresher courses on KYC and fraud detection.
- Workshops led by AML-certified professionals.
Additionally, internal audits are conducted periodically to ensure full compliance across departments and systems.
🔐 Data Protection
All personal and financial data provided by users is handled with the strictest confidentiality. We do not sell, trade, or share data with third parties unless required by law or to prevent fraud or money laundering.
shartbandiparsi.com follows the EU General Data Protection Regulation (GDPR) and Directive 95/46/EC for all user data processing and storage.
📝 Policy Revisions
Our AML & KYC policy is reviewed at least once a year or in response to major regulatory changes. Users will be notified of updates via email or on the website.
Significant changes require approval from both executive management and the AML Compliance Officer (AMLCO).
📬 Contact Information
If you have any questions, feedback, or concerns regarding this policy, you may contact us directly:
- Email (General Inquiries): [email protected]
- Email (Compliance): [email protected]
📌 Final Disclaimer
By using shartbandiparsi.com, users agree to comply with this AML & KYC policy. Failure to cooperate with identity verification or any suspicious behavior may result in account restriction, suspension, or legal action.
This policy is an integral part of our mission to provide a secure, fair, and legally compliant platform for all users worldwide. We appreciate your trust and cooperation in building a safer digital environment for all. 🤝